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Credit Union News

Check here for some of the latest in Credit Union news, trends and analysis. We will deliver credit union news from trusted in-depth industry data and sites.

10 Smart Ways to Build An Emergency Fund

There is nothing that can derail your financial progress faster than an emergency. You think you’re doing okay, making headway towards your goals, and boom! The refrigerator stops working, your car breaks down, or your child falls off her bike and needs four stiches in her chin and suddenly you are right back in crisis mode.

If you’ve read Dave Ramsey’s Total Money Makeover or taken the Financial Peace University course, you already know that the very FIRST step in regaining control of your money and avoiding yet another financial crisis is to establish an immediate emergency fund of $1000. Financial planning company brightpeak financial recommends this as well—in fact, they are even willing to reward you for it! Download this free “10 Simple Ways to Boost Your Emergency Fund” eBook for more information on how you can earn $100 by making a habit of saving!

Read more: 10 Smart Ways to Build An Emergency Fund

8 Ways to Teach Your Kids About Money

Wanna know why credit unions give out prizes and candy to children when they make a deposit? Have coloring contests for kids? Send kids birthday cards in the mail?

A customer sees it as the bank just being nice, but if it were just that, they’d do that for everyone, right? Nah, there’s actually a good reason they do this.

They want to become your child’s favorite bank.

Read more: 8 Ways to Teach Your Kids About Money

12 Ideas for How To Save for a Vacation

People may choose not to travel for a variety of reasons, but one of the most common reasons is money. I recently posted what I figured to be what the average vacation costs a family of four for one week…$4000. That’s pretty big chunk of money for most people. So, I wanted to post some thoughts on how to save for a vacation. Use my travel budget vacation cost worksheet to estimate what your trip will cost.

Read more: 12 Ideas for How To Save for a Vacation

Here’s What Every Twentysomething Needs To Know About Building Credit

Picture yourself in a big house with an amazing car. It starts with your credit score.

1. Know how your credit score works.

Building and maintaining a good credit score honestly isn’t that complicated, once you know how it’s calculated. Your credit score is what will allow you to rent an apartment, get a credit card, and of course, save you serious cash when you get a loan for a house. The score goes from 300 to 850, and there are five parts:

Read more: Here’s What Every Twentysomething Needs To Know About Building Credit

10 Creative Ways to Cut Costs This Winter

If you think outside the box, you can trim your expenses as the weather gets chillier.

Seasonal Spending Next

The winter months can be expensive: They often encompass holiday shopping, travel, splurges that cheer you up on cold days and larger-than-usual electricity bills. Even winter clothing can be pricier than summer apparel, since outfits include bulky jackets and boots. U.S. News Frugal Shopper contributors offer ideas to keep your costs down as the temperature drops.

Read more: 10 Creative Ways to Cut Costs This Winter

Virtual Branch Updates

The look of Virtual Branch online banking has been updated. Below are some highlights of the changes you can expect to see.

New Header Graphics

  • Secure Messages: envelope with red dot indicates there is an unread message in your inbox. 
  • Security: use lock graphic to make changes to your Login ID, Security Code, Challenge Questions or Security Phrase.
  • Preferences/Settings: Use gear shape to make changes to your demographic information or manage your accounts.

Read more: Virtual Branch Updates