Loans

HELOC

Use the equity in your home to finance your purchases with one of the lowest rates available to qualified Members. A HELOC is a convenient way to consolidate debt, make home improvements or tackle that ‘honey-do’ list. We’ve got flexible features and attractive rates to help you pay less on your loan. Stop by our locations in Rolla and Salem, MO to learn what your best options are.

HELOC Rates

Effective 3/1/16

AccountTermAPR*
Home Equity Line of Credit up to 10 years 5.00%

†The interest rates, annual percentage rates (APRs), discount points and rebates shown are subject to change without notice. Not all borrowers will qualify for all rates. If you apply, your loan terms may vary based upon when you submit your application, the information you provide with your application, our underwriting criteria in effect at that time and your final loan amount and finance charges. All applications are subject to credit and property approval. Property insurance required.

*APR = Annual Percentage Rate.

**APY = Annual Percentage Yield. As high as based on tier, term, or other factors.

The interest rates, annual percentage rates (APRs), discount points and rebates shown are subject to change without notice. Not all borrowers will qualify for all rates. If you apply, your loan terms may vary based upon when you submit your application, the information you provide with your application, our underwriting criteria in effect at that time and your final loan amount and finance charges. All applications are subject to credit and property approval.

Rate reflects maximum available discounts. Contact a Membership Representative for rate discount qualifications.