Loans

Home Refinance Loans

Need some extra cash flow to upgrade or improve your current space? Now would be a great time to refinance your home with Riverways. We can get you back on track with fixed and adjustable rate home loans. Whether you're just starting to consider refinancing or you're ready to lock down a better rate today, we're here to help make saving money easy.

Home Mortgage Rates

Effective 10/1/16

AccountRateAPR*
15 Year Fixed Rate 4.50% As low as 4.50%
30 Year Fixed Rate 4.875% As low as 4.875%
5 Year ARM 4.25% As low as 4.25%
3 Year ARM 3.75% As low as 3.75%
1 Year ARM 3.25% As low as 3.25%

†The interest rates, annual percentage rates (APRs), discount points and rebates shown are subject to change without notice. Not all borrowers will qualify for all rates. If you apply, your loan terms may vary based upon when you submit your application, the information you provide with your application, our underwriting criteria in effect at that time and your final loan amount and finance charges. All applications are subject to credit and property approval. Property insurance required.

*APR = Annual Percentage Rate.

**APY = Annual Percentage Yield. As high as based on tier, term, or other factors.

The interest rates, annual percentage rates (APRs), discount points and rebates shown are subject to change without notice. Not all borrowers will qualify for all rates. If you apply, your loan terms may vary based upon when you submit your application, the information you provide with your application, our underwriting criteria in effect at that time and your final loan amount and finance charges. All applications are subject to credit and property approval.

Rate reflects maximum available discounts. Contact a Membership Representative for rate discount qualifications.