Savings Accounts

Certificate of Deposit

Share Certificate CDs

With a $1,000 minimum investment in a Share Certificate CD, you can earn high interest with flexible terms. You'll earn a higher interest rate than you receive on your Share Savings account, and a CD will let you know exactly what the return on your investment will be.

CD Rates†‡

Effective 11/1/17

 APR*APY**
6 months 0.30% 0.303%
12 months 0.50% 0.501%
24 months 0.70% 0.702%
30 months 0.67% 0.672%
36 months 0.90% 0.903%
48 months 1.20% 1.205%
Your Call 48 Months 1.10% 1.104%
60 months 1.52% 1.529%
Your Call 60 Months 1.42% 1.427%

†Compounds quarterly

‡$1,000 minimum deposit is required to receive certificate rates.

Gather and Grow†‡

Effective 9/30/17

 APR*APY**
36 Months 0.65% 0.651%

†Compounds quarterly

‡$100 minimum deposit is required to receive certificate rates. Add $75.00 per quarter to earn bonus dividend of .50%

*APR = Annual Percentage Rate.

**APY = Annual Percentage Yield. As high as based on tier, term, or other factors.

The interest rates, annual percentage rates (APRs), discount points and rebates shown are subject to change without notice. Not all borrowers will qualify for all rates. If you apply, your loan terms may vary based upon when you submit your application, the information you provide with your application, our underwriting criteria in effect at that time and your final loan amount and finance charges. All applications are subject to credit and property approval.

Rate reflects maximum available discounts. Contact a Membership Representative for rate discount qualifications.