Fee Changes 2019

Loan Fees – Consumer $59
Overdraft Fees – Overdraft Fee, Return Deposit Item - $29
Overdraft Privilege – Overdraft Privilege - $29

Checking Accounts

Riverways FCU Checking Debit Card

Checking Accounts

At Riverways Federal Credit Union, you'll receive exceptional services and conveniences but with a few positive surprises only a credit union Membership can deliver.

We don't charge as many fees as other financial institutions do, and there are no minimum balance requirements. A Riverways Federal Credit Union personal checking account is simple, convenient, and it's better than free...select accounts actually pay you dividends.

We also offer Visa Debit Cards, which can be used at more than 700,000 ATMs worldwide. It’s your card, so give it your own look. Members can choose from our wonderful selection photos in our image gallery or get creative and use their own custom photos for their card image.

Choose between five types of checking accounts:

 OverviewAnnual FeesPerksMinimum Balance
Access Checking Account Standard checking account No Debit Card No minimum balance
Prime Access Checking Account For members 55 years or older No Free box of checks No minimum balance
Opportunity Checking Account For those with “colorful” checking account history No Debit Card No minimum balance
Go Green Checking Account For savvy members who want to earn more for going green No Earn up to 1% Interest No minimum balance
Business Checking Account For business Some* Debit Card No minimum balance

Go Green Checking — some restrictions apply. Must be signed up and using services. Dividends are paid on the 1st of the month up to $50,000 balance.