Fee Changes 2019

Loan Fees – Consumer $59
Overdraft Fees – Overdraft Fee, Return Deposit Item - $29
Overdraft Privilege – Overdraft Privilege - $29

Savings Accounts

Gateway Savings Account

This is your Gateway to all that Riverways Federal Credit Union has to offer – a super simple savings account with a $5 minimum. It's also your primary savings account required to become a Member. It establishes your ownership and opens you up to all of the many perks of credit union Membership.

Savings Rates

Effective 10/21/19

$0.01 to $9,999.99 0.01% 0.01% (Earned on the first $9,999.99)
$10,000 to $24,999.99 0.06% 0.06% (Earned on the next $14,999.99)
$25,000 and up 0.10% 0.10% (Earned on all over $24,999.99)

*APR = Annual Percentage Rate.

**APY = Annual Percentage Yield. As high as based on tier, term, or other factors.

The interest rates, annual percentage rates (APRs), discount points and rebates shown are subject to change without notice. Not all borrowers will qualify for all rates. If you apply, your loan terms may vary based upon when you submit your application, the information you provide with your application, our underwriting criteria in effect at that time and your final loan amount and finance charges. All applications are subject to credit and property approval.

Rate reflects maximum available discounts. Contact a Membership Representative for rate discount qualifications.